Burrito Bake

1 lb. ground beef
1 pkg. taco seasoning
¾ c. water
1 can refried beans
1-2 c. shredded cheese
9 flour tortillas

Brown meat and drain, add seasoning and water, bring to a boil. Reduce heat, simmer 10 minutes.

In pie plate place:
3 tortillas
cover with half refried beans
top with half meat
top with half cheese
Repeat layers
Top with remaining 3 tortillas.
Bake @ 350 for 30 minutes.
Cut into wedges
Serve with lettuce, tomatoes, sour cream, salsa

This isn't fancy, but it's a great sub for tacos.